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In developmentOur long-term goal

The card built for those who served.

Our goal is to not just help veterans learn, but to help them earn. A military credit card line designed from the ground up, with a way for civilians to support the mission too.

Join the waitlistHow it works

The tiers

Three cards. One mission.

  • Combat Black

    Most exclusive

    Combat veterans only

    The elite tier. Reserved exclusively for those who faced combat, who stood toe to toe with danger so the rest of us never had to.

    Planned perks

    • Highest rewards rate
    • Elite travel benefits
    • Priority concierge support
    • Exclusive Combat Black events
    • Zero annual fee, earned in full
    • “Thank you for your service” on every receipt

  • Platinum

    Most popular

    All active duty & veterans

    Built for every service member: active duty, reserves, and veterans. Every role makes the military work, and this card honors that.

    Planned perks

    • Competitive rewards rate
    • SCRA and MLA protections applied automatically
    • Annual fee waived
    • Military travel perks
    • Access to all Vet Finance content
    • “Thank you for your service” on every receipt

  • Supporter

    ~$100/yr

    Civilians who give back

    You didn't serve, but you want to support those who did. Your annual fee directly funds veteran perks and keeps education free.

    Planned perks

    • Standard rewards rate
    • Supporter badge & recognition
    • Access to the Vet Finance community
    • Annual fee funds veteran benefits
    • “Thank you for your support” on receipts

A note on Combat Black

We want to be clear: every single role in the military matters. From the cooks to the medics to the logistics teams, the military only works because every person shows up and does their part. That service is honorable and we respect it fully.

Combat Black exists because we also believe that those who were sent directly into harm's way, who stood face to face with danger, who risked everything in the most extreme conditions, deserve a specific acknowledgment of that bravery. It is not about rank or status. It is about recognizing the sacrifice of those who were closest to the fight, and making sure they know we see that.

No hard feelings between tiers. Just honor where honor is due.

How it works

Civilians who believe in the mission fund the perks for those who served.

  1. 1

    Supporters join

    Civilians sign up for the Supporter card and pay the annual fee.

  2. 2

    Revenue is pooled

    Supporter fees, sponsorships, and partners fund the veteran benefit pool.

  3. 3

    Veterans get rewarded

    Combat Black and Platinum cardholders receive travel perks, gear discounts, and more, at no cost.

The road to launch

This becomes real one step at a time, and the more people who sign up, the faster we get there.

  1. Live now

    Free financial education

    Four courses and a personalized playbook, free for the military community.

  2. In progress

    Build the community

    Every sign-up strengthens the case we bring to banking partners and investors.

  3. Next

    Banking partnership

    We're actively looking to partner with Bank of America. A card for veterans deserves a bank that carries America in its name. If you have a connection, reach out.

  4. The goal

    Launch the card

    Combat Black, Platinum, and Supporter cards in the hands of the people they were built for.

Help us make this real.

The more people who sign up, the stronger the case we can make to banking partners and investors. Join the founding member list and be first in line when we launch.

No spam. Just a heads up when we launch.

The Vet Finance card is a concept in development. It is not currently available, and nothing on this page is an offer of credit or an application. Tiers, perks, and fees shown are planned and may change.